SSI for the Elderly

by admin on July 14, 2020

If you are over the age of 65 and have limited income and resources you may be eligible for SSI benefits in addition to any Social Security benefits you may already be receiving.

Supplemental Security Income (SSI) is a federally subsidized program for the disabled or elderly that meet certain income requirements. If you qualify, you could receive as much as $603 per month as an individual or $904 per month as a couple. Some States such as California and New York pay an additional amount on top of the Federal amount.

If you are over the age of 65 you are not required to meet the disability requirements to receive SSI; however, you will have to meet income and resources requirements. Resources are limits on the things that you own or money you have in the bank. Social Security will not count all of your belongings; however, they will consider things like multiple vehicles and property you own. Social Security will exclude one vehicle and the home you live in.

The resource limit also applies to money you have in the bank, stocks, and savings bonds. To be eligible you will need to have less than $2,000 for an individual or 3,000 for a couple.

To find out if you qualify for SSI benefits as an elderly individual or couple you will need to schedule an appointment with a Social Security representative. Social Security will not usually require you to go into the Social Security office for this appointment; you can schedule a telephone appointment to apply for your SSI benefits.

To apply for SSI benefits contact Social Security at their toll-free number: 1-800-772-1213.

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