The Medicare Part D enrollment deadline is quickly approaching. You must enroll in a Medicare part D prescription drug plan before May 15th 2006. If you miss the May 15th deadline you face delays and possible penalties getting enrolled in a plan.
Here is the easiest way to find the right prescription drug plan for you.
1. Make a list of all the medications you take. List your medications by how often you take them and brand name vs. generic.
2. Call Medicare. Ask them for the list of prescription drug providers in your area. Medicare Part D is administered by private insurance companies on a regional basis.
3. Call each of these providers to find out who is going to give you the best deal for your coverage AND covers all of your medications. The providers all charge different amounts for their monthly premium amounts and not all of them cover the same medications. Your challenge is to find a provider that covers all of your medications, has the lowest premiums, and offers you the greatest plan flexibility in your coverage.
4. Once you have found a provider that meets your needs enroll with that provider. If you want the monthly premiums deducted from your Social Security check you must initiate this process with the insurance provider. Social Security can do nothing to help you with this process, it is all handled by the insurance company.
5. Apply for the extra help with prescription drug costs. The easiest way to do this is over the Internet on Social Security’s website. Alternatively you can call Social Security and ask to apply for the extra help with prescription drug plan costs.
That’s it, you’re done! (Just do it before May 15th)
Medicare 1-800-633-4227
Social Security 1-800-772-1213
http://www.ssa.gov
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